{"product_id":"the-independence-method-long-term-planning","title":"The Independence Method: Long-Term Planning","description":"\u003cp\u003e\u003cstrong\u003eFinish understanding where the number everybody quotes comes from.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eDerives the target from first principles, then takes it apart: what a safe-withdrawal figure quietly presumes, why two portfolios with the same average return end up far apart depending on which decade the losses fell in, and how much harder the sums get when you have half the runway. The trade-offs are stated rather than resolved.\u003c\/p\u003e","brand":"Thornwood Press","offers":[{"title":"Default Title","offer_id":67731579797581,"sku":null,"price":36.49,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0772\/4505\/5053\/files\/meadow-10.png?v=1792450093","url":"https:\/\/horizonmeadow.site\/products\/the-independence-method-long-term-planning","provider":"Horizon Meadow","version":"1.0","type":"link"}